Tuesday, October 2, 2007

Money

Can money make you happy? A lot of people say money doesn't buy happiness. Do those people have any? Like a comedian once said "whoever said money can't buy you happiness was wrong because money can buy you a jetski and have you ever seen anyone sad on a jet ski?" But with more money comes more problems and resposibility, so do we really want more money, let alone more problems in our everyday already hectic life? I hate money so much I want to make so much that I never have to worry about it again! To me its a love hate relationship, sometimes my money hates me so it stays away, other times I cant keep her out of my pants. But seriously, I feel its not money we seek but rather the security it brings. Since money defines weither we eat or starve, freeze outside or have a place to sleep indoors, people can't help but stress over finances. It is the number one reason for devorces in the U.S. I believe that money has the power to do both; make us happy or sad dependant upon how we choose to spend it. One issue that really grinds my gears is the true defining issue -Finacial Education in schools. Our schools from the day we enroll train us to be followers, to work for somebody else, instead of minding our own business and our own finances. There is only one course in high school which teaches finances, but doesn't even scratch the surface in terms of real life issues such as credit cards, APR's(Adjustable Prime Rates), what is interest and how does it work, student loans; which are good and which ones to stay away from, or mortgages for a house and so forth. So when a student does finally graduate and is ready for the real world, not only are they in debt but the only way they know to fix the problem is to work more hours so they earn more inturn getting taxed more and helping the government earn more while they try just to catch up on their debt which by the way they're still only paying on the interest but hey, they know no better. I'm not saying scholastic education is not important, it is, however we are forgeting finacial education which is crucial and must go hand in hand with scholastic education. If you have all of the brains in the world but don't know how to spend, save, or invest your money then you can be just as @#$%ed as the others. What do you think about powers of money and the finacial education in our schools??

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